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"......I am writing today to inquire about and request financial assistance through personal
cash grants. About two years ago, I completed a master's degree in elementary education. I
started paying the minimum payments six months after graduation. During this time, I have
also relied heavily on credit cards to purchase books, clothing, gas, food, etc. I have
continually made payments on these debts for the past two years. I have not faulted on any
one of them nor have I fallen behind in paying the minimum. However, I am living from
paycheck to paycheck with limited amount of money left over. I want to be debt-free.
However, with my current debt amounts, I need help to dig myself out of the hole. Without
help, I will not be able to get out of debt. Borrowing money is no longer an option.
My husband works outside the home and receives a pension. However, his salary goes
toward paying household utilities, mortgage, and business rental...."

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Personal grants from private foundations : education grants,
scholarships , loans and cash for individuals

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